What are you comparing exactly? Paint needs to be on something, so you can’t compare the cost of brick veneer and paint. You need to compare brick veneer and painted weatherboard/blue board. Or are you referring to maintenance?

Or are your thinking about curb appeal and the increasing the value of the house?

Where are you building?

Do you mean render?

Paint needs repainting. A facade with high maintenance needs is not going to increase value.

There can still be brick under a painted finish or a rendered finish. What will increase value is having a good structure with insulation suitable for your climate. If you get fancy finishes make sure you pay for quality. I've seen houses in new suburbs with the rendered exteriors and stackstone features which are so fashionable these days, and there are bits of render and stackstone fallen off. Not to mention, one day they will look dated, as in people will look at them and say 'how early 2000's' the way people now talk about say the 1970's. So it dependes on your budget and how long you anticipate staying in the house. And sometimes the housing estate guidelines too. I say for looks get what you like, and get it done well not on the cheap, and be happy with it. For value, also get it done well not on the cheap, and functionally future-proofed as far as possible.

Sorry, I don't have any knowledge about homes...I'm sharing two looks, this is what I mean......one has a painted look and the other has brick one.....by value I mean if we decide to sell it?

As long as the home looks good, and the internal design is good, then to me it doesn’t matter what finish to have. Coloured Render or bricks.
However brick homes are less maintenance than rendered/painted homes. Overtime (10 years) the colour of paint, if dark, may fade, so then requires repainting.

Personally I dislike the look of dark bricks but that's just me and plenty of people like them. You should choose the facade you prefer the look of.

I'd guess the first pic is blueboard due to weight, with render. I have read complaints about cracking, but I don't now how common that is. Get a builder with a good reputation. There are lots of houses being built in that style these days. If you like it, go for it, but make sure the builder does a good job.

If you are thinking about resale value, you need to think about a lot of other things too.

You have the wrong question, or too simple a question. To me the flat rooves can cause probs, beauty is in eye of beholder but the quality of the build from drainage to foundations to plastering all can make a huge diff. Cheap fitout and poor design of either can massively sway balance. If it’s 10 years get the look you like and ensure the it’s a well designed build from below the ground and up.