Hi Chris The cheapest option is Grind & Seal, but we usually recommend Mechanically Polished Concrete for inside of a home. This is by far a better option, if you were to go for a Matte or Satin finish it is less expensive than a higher gloss finish. Mechanically Polished Concrete does not have a top coat sealer requiring drying and curing time and does not need re-applying in the future which will save time and money in the long run. Because Polished Concrete does not require drying or curing time it can be used as soon as the process is completed unlike the Grind & Seal option. All floors are slippery when wet, a non slip agent can be added to a top coat sealer which would be the Grind & Seal method which we do apply in a shower area if there is not a shower base. Polished Concrete in Matte and Satin finish does have a very good slip rating, has no grout lines as with tiled floors where dust can get trapped therefore it is a wonderful easy to clean flooring solution. Hope this helps, I have provided some details regarding the 2 main processes below There are 2 different finishing processes / methods that are commonly called Polished Concrete, they are very different so it is important that you know the difference & which process/method you want and which is being used on your concrete Polished Concrete - 12 to 17+ step process During this process the concrete is ground to the desired level of stone exposure. After grinding the concrete surface, the Polished Concrete process begins. This process has a densifier applied in multiple stages that is absorbed into the concrete which hardens and strengthens the concrete. A Polished Concrete Floor is Polished in Multiple stages in a Refining Process using diamond tooling & resin pads. A penetrating sealer is applied in the final buffing stage to complete the process The "Polished Concrete" process has "NO TOP COAT SEALER" applied therefore there is no drying or curing time required so your space can be used as soon as the process is completed Grind & Seal (a 3 to 4 step process) This is NOT Polished Concrete. Grind & Seal is often referred to as Polished Concrete, this is the cheaper substitute that gives a "Polished Concrete Look" With the Grind & Seal method the concrete is ground to the desired level of stone exposure and a TOP Coat Sealer is applied such as water based, solvent based, urethane, acrylic or epoxy requiring 5-7 days to dry & cure

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We too live in a cold winter climate with our bathrooms all on the southern side and faced similar issues as you do. One smaller bathroom does not have a window so we put in a Velux skylight which provides amazing natural light through the day. This may not be to your liking, especially if you have a period home. We also use heated towel rails and under tile heating (just enough to take the chill off and stop mould) in winter. Although we have a light in the shower recess, a bonus is the large fixed shower head with inbuilt LED, which at night gives the feeling of showering under moonlight. We chose light colours and mirrored recessed cabinets to reflect as much natural light as possible.

Hydronic (in floor or panels) is the most comfortable and cost effective heating option. No it's not "cheap" if taken on face value alone of installation cost, but when it's looked at as a long term investment it's a fantastic option for new builds. Depends on the longterm goals you have (for living in this particular house) and where your personal priorities lie in regards to comfort/costs/sustainability etc. Typically for in floor hydronic for standard house size it's probably ballpark $15-20K give or take depending. But if you consider 4x good quality split systems will equate to similar cost, in colder climate zones it really is a good option considering the quality of invisible silent and comfortable embodied heat as opposed to fan forced stratified dry hot air from an ugly visible fitting. Best of luck PD www.pauldistefanodesign.com