My husband and I are nearly at the end of a major owner build - before this the biggest thing we had built was a farm shed... Based on BMT's current building cost calculator we will have saved over 50% of the replacement cost of our home by owner building - it has been a hard slog but worth it in the end. Our valuer has indicated that at completion our mortgage will be around 30% of our properties value, which means we will have built in a LOT of equity. It's not for everyone but if you can - I say go for it! My lessons learnt so far: Go the extra mile in ensuring your plans are detailed/you have incorporated EVERYTHING you want in your new house before starting - major budget blowouts are inevitable if you keep changing things mid-stride! Have a plan and a budget and work to it:) Have a bill of materials and specifications that includes everything - even down to the brands, there is a major cost difference in a garden variety Bunning's vanity vs. a bespoke custom floating one - and unless you specify exactly what you require you will not get what you want and your budget will never be accurate (and your cost overruns will be scary!). Decide what level you want to be involved at: do you have plans to be hands on - building everything you can, learning all the trades like framing/plastering/tiling etc. or are you envisioning a owner-managing role where you are engaging trades to complete the work for you; this will dramatically alter the cost and the time the project will take. Will you be able to be present on site when trades are there to manage them? One of the major things a builder does is crisis control and problem solving!! Bespoke architect or kit or somewhere in between?? Another thing that will bear greatly on cost and project staging. For first time owner builders I would recommend a kit home - most of the inclusions are standard, you can modify many of the designs and the deliveries are staged so you don't have an influx of materials all at once. Most of the kit home providers are great with their after sales support and advice when you need it - they wan't to see you succeed as their business relies on successful customers! Ensure your finance is concrete and you are able to draw down funds as you need them - this is a major stumbling block when it comes to owner building as most financial institutions will not loan to owner builders. There is nothing more frustrating than getting halfway through a build only to find out that due to prevailing economic conditions your current lending provider will not loan you any more money and you have actually devalued your property by partially erecting a home (oh, yes sadly- I'm speaking from experience...). Build in contingency funds to any estimate of costs - you will sleep better at night. Be aware that even if you do obtain construction finance that most banks will pay these retrospectively - you have to spend the money before they will draw it down off your loan - that means having enough money to fund a stage in full ( i.e. brickwork, plumbing, electrical) before drawing down loan funds - and you can be guaranteed they will want to send round the valuer to ensure that the work has been carried out! Have written quotations and lists of inclusions/bill of materials when negotiating with tradesman and contractors - many are happy to work with you but a lot will take advantage of your naivety... Don't be left out on a limb after getting to the end of the job only to have your contractor demand large blowout payments - this is readily avoided by having everything in writing and will ensure your contractor keeps you informed of any expected costs overruns. Do not underestimate the impact an owner build will have on your life... You will be eating, living, breathing and dreaming it for as long as it takes (and yes there will be nightmares!). Be honest with yourself about how much time and commitment you are willing to sacrifice to make the cost savings worthwhile - if you are the kind of person who begrudges any intrusion into your personal time, can't go a week without a social occasion and can't handle working long hours and getting your hands dirty...maybe owner building isn't for you... Enjoy the journey! My husband and I have tackled every job we have been capable of - we have put up the framing, put on the roof, done the guttering, installed the insulation and windows and we are plastering the inside and painting as I speak. It has been good to learn new skills and exceptionally rewarding to see it all come together - sure if I had my time over again I would have done a few things differently but we don't regret the decision to take charge of our future and build our own home just the way we want it. Anything is possible if you give it a try!!

Hahaha, I can't imagine a PRO would give you a hard time in this forum! It sure sounds like you've got your hands full. Gosh. I'm in the states. East Coast. In my experience for this area I've worked with a designer most recently who charged $150 per hour. We spent about 6 hours over a 2 day period where she advised & kept me out of trouble getting a color palette together. We went shopping and she helped me chose bathroom tile and plumbing fixtures, kitchen appliances. She's very efficient and we accomplished everything I needed. She billed me $500 at the end of the month and I pd her like that. I know it can get more expensive and complicated when you want them to choose fabrics, furniture etc.

I bought an engel for my husband when we got engaged, this Christmas kept frozen ice cream Christmas cake and other desserts frozen for our journey, then got plugged into the wall socket, brilliant job, a bit rusty on the outside but it is 35 years old almost to the day. Handy extra fridge or freezer whatever we need at the time at home or on the road. A marvellous buy all those years ago.. grab the bargain I say ... happy camping

What comes to mind when you think about cladding costs? Perhaps material costs are the first thing that comes to mind. There are many factors beyond the purchase price of materials that need to be considered for a project. Best practice is looking at the long-term value of the project and asking yourself what cladding type will give you the best possible outcome. How hard is it to install? Another cost front of mind may be the installation cost of a cladding product. Installation costs will vary depending on your choice of cladding material. Inflexible and heavy materials such as brick, fibre cement and timber can require additional transport costs to get them to site. Some of these products may also require specialised labour and equipment for installation, therefore, increasing completion times and costs. A flexible and lightweight system, however, is easily transported and easy to install, saving you on both time and money. How long will it last? Some materials are made to last a lifetime. While some are at the mercy of the elements and require ongoing maintenance and replacement. In areas of extreme weather conditions, cladding types that are susceptible to rotting, warping, splintering or fading are not ideal for the project. Cladding that easily wears will require repainting, re-staining or even removing – adding significant costs onto a project over time. It is also important to ensure your cladding product is safe and compliant with Building Code of Australia – Since the onslaught of recent tower fires Aluminium Composite Panels (ACP) have been restricted. If you use or have used this cladding you may be mandated by the law to remove and replace it – another costly exercise. How does it look? Eveyone’s goal is to make their project or home attractive for many years to come. The warmth timber delivers is a popular building aesthetic – but finding a product that looks great and can remain looking aesthetically pleasing is a difficult task. While natural timber may be an obvious choice, if it is not maintained it will warp, splinter and start presenting an unpleasant appearance. Vinyl claddings are cheaper and claim to be timber-like in appearance. However, they often disappointment with their visibly plastic looking texture. Powder-coated, sublimated aluminium cladding can achieve the natural look and feel of timber, without the issues of rotting or fading. This allows your cladding to remain visually appealing for years! DecoClad Looking for a cladding system that is durable, easy-to-install and appealing to the eye? Look no further than DecoClad! Made from solid aluminium, the sublimated, powder-coated cladding system provides a rich and textured timber grain finish for your project. DecoClad retains its beautiful appearance in extreme weather conditions. The Super Durable finish protects the cladding from wear and tear, eliminating the necessity for on-going maintenance other than cleaning. The solid aluminium profiles are light weight, fire-safe and very easy to install and transport. To find out more about cladding costs, what to look out for and how all aspects of cost can affect your project visit www.deco.net.au.